Empowering Your Business with Fast, Flexible, and Transparent Funding Solutions

Funding for Retail Businesses — Fast, Flexible, and Built for Your Momentum

Access working capital in as little as 24 hours to restock inventory, expand your store, or manage seasonal cash flow — without the red tape of a traditional bank loan.

Soft credit pull. No impact to your score. Funding subject to approval.

Retail Moves Fast. Banks Don’t.

Running a retail business means staying two steps ahead — of inventory cycles, supplier timelines, and changing customer demand.

But when cash flow slows, traditional lenders rarely move fast enough to help you recover.

Waiting weeks for a bank loan decision
Delayed inventory restocks
Rising supplier costs
Seasonal slowdowns that eat into margins

When opportunity hits, slow funding costs more than just time — it costs sales.

The Cost of Waiting

Every day without working capital is a day of missed opportunity. Empty shelves, lost customers, and tighter margins can quickly turn a strong season into a struggle.

Retail isn’t about “later” — it’s about now. Waiting on approvals or jumping through bank paperwork can mean missing your chance to capture seasonal demand or launch a new product line.

You can’t afford to wait weeks for funding when your business runs on daily momentum.

Capital That Fits Retail Reality

At Business First Funding, we help retail owners access the working capital they need to stay stocked, staffed, and ready for growth — without traditional barriers.

We partner with trusted providers, including Advance Funds Network, to deliver fast, flexible funding tailored to your business rhythm.

What You Can Expect:

Clear, transparent terms — no bait, no switch

Funding decisions in as little as 24 hours

Revenue-based repayment options

No collateral required

Funding from $10,000 to $1,000,000+

Use Your Funds To:

Stock new inventory or seasonal products

Launch marketing or online sales campaigns

Bridge supplier payment gaps

Renovate or expand your store

Cover payroll and operations during slower months

We fund what banks overlook — the momentum that keeps your store alive.

Funding That Keeps Retailers Moving

For over a decade, we’ve helped small retail businesses nationwide secure fast, transparent capital.

Our partners understand that your business isn’t just transactions — it’s people, product, and timing.

“Ike has been amazing to work with

“Ike has been amazing to work with! From day one, he made the process super easy and helped fast-track my business. I’m looking forward to working with Ike and his team again in the future!” - Zoey Martinez

Helpful and quick

The team was helpful and quick. Any concerns were quickly addressed. Gideon made it an easy process. Thanks for your help!- Matt Burns

Amazing experience

Wow, Kristen was an absolute pleasure to work with. She made this experience very simple. I had a lot of questions that she throughly took the time the answer for me. I highly recommend Kristen and this company. I will be sending my colleagues her way. Thank you Kristen. - Cynthia Walker

Very quick and easy

I had an easy and very efficient experience with them. I had my funds the same day. Was approved for more than what I requested. Jason white helped me and explained everything well. I would definitely use them again. I found the company on chatgpt when I searched for same day business funding. - Chandra Mitchell,

Thousands of small business owners trust us to move when banks can’t.

How the Process Works

1

Apply Online

Takes just minutes with no impact to your credit.

2

Quick Review

We evaluate your business based on performance and potential—not just credit score.

3

Get Funded Fast

Once approved, funds are wired directly to your business checking account within 24–48 hours.

4

Use Funds Freely

Cover immediate expenses, plan long-term improvements, or prepare for the busy season.

Ready to Restock and Scale?

Your Shelves Can’t Wait. Neither Should You.

Get fast, flexible funding designed for real retail — not bank paperwork.

Check your eligibility today and see how much working capital you qualify for.

No collateral required. Soft credit inquiry. Funding decisions in as little as 24 hours.

Funding amounts, rates, and terms vary by applicant and provider. Business First Funding is not a lender. We facilitate access to funding through third-party providers, including Advance Funds Network. All funding is subject to underwriting and approval. “Funding in as little as 24 hours” based on eligible completed applications. Not all applicants will qualify.

We’re here to make accessing capital for your company as easy as possible.

Business First Funding is not a lender. We facilitate funding through third-party providers. Terms, rates, and amounts vary by applicant and provider. Funding subject to approval.