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Fast Funding for Construction Companies

Get the capital you need to build, grow, and scale—without the red tape.

Running a construction company requires more than grit and a good crew. You need cash on hand to win bids, start projects, buy materials, pay subs, and meet payroll—all while juggling slow client payments and seasonal fluctuations. Traditional banks rarely move fast enough to keep up. That’s where flexible, fast-turnaround funding for construction companies becomes essential.

At Business First Funding, we specialize in helping construction business owners get the capital they need—without the paperwork grind or credit barriers. Our funding solutions are tailored to the reality of your job sites, timelines, and vendor pressures. Whether you need $5,000 or $500,000, we make it simple, fast, and transparent.

Construction Business Funding Solutions

Why Construction Companies Struggle with Traditional Financing

Banks love long histories, consistent monthly revenue, and low risk. That’s the opposite of how most construction businesses operate. You're often paid in milestones, work project-to-project, and deal with delays from clients, permits, or weather.

Even strong construction firms face roadblocks like:

  • Cash flow gaps between project start and first invoice paid

  • Delayed client payments impacting payroll

  • Upfront costs for materials, rentals, and permits

  • Seasonal slowdowns hurting bank qualification

  • Credit issues from past downturns or tax liens

If you’ve been told "no" by a bank—or simply don’t have time to wait 30-60 days for a loan—you’re not alone.

Our Construction Business Funding Solutions

We offer multiple ways to fund your construction company, each designed to give you fast access to capital without getting buried in paperwork or high-bar requirements.

Working Capital Advance

Working Capital Advance

An ideal solution when you need cash fast to kick off a project or cover expenses between payments.

  • Funds in 24–48 hours

  • Based on revenue, not credit score

  • Great for payroll, materials, or bridge financing

Use Case: You win a new contract but need $50,000 upfront to mobilize crews and secure equipment rentals. A working capital advance bridges the gap so you can start immediately.

Equipment Financing

Equipment Financing

Need to purchase or lease machinery, trucks, or tools? We fund equipment investments so you can:

  • Expand into new project types

  • Replace outdated or broken gear

  • Take on bigger jobs

Use Case: You want to bid on a city project requiring a specialized excavator. Rather than drain your reserves, equipment financing lets you acquire what you need with manageable terms.

Material Purchase Funding

Material Purchase Funding

Construction materials are expensive—and prices are volatile. This solution gives you the capital to:

  • Lock in bulk discounts

  • Avoid price hikes or delivery delays

  • Pay suppliers upfront when needed

Use Case: You receive a short-term opportunity to buy steel in bulk at a 15% discount. This funding type ensures you don’t miss out due to a temporary cash shortfall.

Revenue-Based Repayment Options

Revenue-Based Repayment Options

Don’t want fixed payments while waiting on client checks? Our revenue-based structures flex with your incoming cash flow.

  • Repay based on daily/weekly revenue

  • No stress during slow periods

  • Predictable, performance-based structure

Use Case: You're midway through a 12-week build and awaiting milestone payment 2. Flexible repayment options ease pressure without disrupting your operation.

When to Use Construction Business Funding

Construction company funding isn’t just for emergencies. It’s a strategic tool to:

  • Secure more jobs by bidding with confidence

  • Hire additional crews to speed timelines

  • Take on larger or simultaneous projects

  • Avoid delays due to funding gaps

  • Outcompete firms that can’t mobilize quickly

Speed wins in construction. When your finances can keep up, your business moves to the next level.

Who We Help

We work with general contractors, subcontractors, and construction entrepreneurs across a range of specialties:

Residential remodelers

Commercial construction firms

Roofing and siding contractors

Plumbing and electrical service companies

Concrete, HVAC, and framing crews

Whether you operate solo or manage 100+ workers, our funding adapts to your scale and scope.

How the Process Works

1

Apply Online

Takes just minutes. No hard credit pull to start.

2

Get Reviewed Same-Day

We evaluate your business—not just your FICO.

3

Receive Funds in 24–48 Hours

Once approved, your money is transferred fast.

4

Use Capital for Any Business Need

You decide where the funds go—no restrictions.

5

Ongoing Support

We don’t disappear after funding. Expect guidance for future rounds and scaling smart.

Why Choose Business First Funding

  • Speed: Capital in 1–2 business days

  • Flexibility: Custom structures based on your revenue cycle

  • Inclusivity: We work with credit issues, tax liens, and bankruptcies

  • Transparency: No hidden fees. No bait and switch.

  • Trust: Real humans. Real relationships.

We understand construction isn’t 9–5—and funding shouldn’t be either. Our process respects your urgency and delivers what you need to act fast.

Straight answers. Zero fluff.

Your Funding Questions Answered

Can I get funding with past credit issues or liens?

Yes. We focus on your business revenue, contracts, and potential—not just your credit history.

How fast can I get funds?

Most clients receive funding within 24–48 hours of approval.

What documents do I need?

Just a one-page application, 3 recent bank statements, and proof of business activity.

Is this a loan or an advance?

We offer both. We'll explain the pros and cons so you choose what's right for you.

Are funds restricted?

No. Use them for payroll, materials, marketing, or equipment—whatever moves your business forward.

Can I get funding per project?

Yes. We offer capital based on upcoming contracts or awarded bids.

Start Building with the Capital You Need

Waiting on a bank to say yes could cost you the contract. With Business First Funding, you can:

  • Fund jobs fast

  • Pay crews on time

  • Keep your build schedule intact

Let’s get you funded—so you can get to work.

We’re here to make accessing capital for your company as easy as possible.

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