Empowering Your Business with Fast, Flexible, and Transparent Funding Solutions

About Business First Funding

We're not just a lender—we're your strategic funding partner.

At Business First Funding, we exist to do one thing: help small businesses move forward. We provide fast, flexible, and transparent capital solutions that meet business owners where they are—not where banks think they should be.

From restaurants and construction companies to retail shops and manufacturing firms, our clients are the heartbeat of the economy. And they don’t have time for slow approvals, complicated paperwork, or rejection based on a credit score.

That’s where we come in.

Why We Exist

Small businesses face real-world challenges—seasonal slumps, unexpected expenses, growth opportunities, or supplier delays. These moments require action, not red tape.

We created Business First Funding to:

Remove unnecessary barriers to capital
Offer inclusive options for all credit profiles
Deliver funding fast—often in 1 to 3 business days
Provide support that’s responsive, not robotic

We believe every business should have access to the resources they need to grow, adapt, and succeed.

Our mission is rooted in understanding—not assumptions. We understand that owning a business means wearing every hat, solving unexpected problems, and finding creative ways to keep moving forward. We step in when others step back.

What Sets Us Apart

We know you have options. Here's what makes us different:

Speed – We cut the delays and fund fast. Most clients receive approval in hours and capital within days. No waiting weeks for a yes—or worse, a no.

Flexibility – Bad credit? Seasonal revenue? Need equipment or working capital? We build solutions that work for your reality, not some outdated checklist.

Transparency – Clear terms, no hidden fees, and honest answers. You’ll always know what you’re agreeing to—before you sign anything.

Human Support – Real conversations, not chatbots. Our funding advisors help you navigate every step and offer guidance tailored to your goals.

Focus on Outcomes – We’re not just financing your next expense—we’re helping you build what’s next. We see funding as a tool for transformation.

Inclusive Access – We support business owners who've faced financial hurdles, including low credit scores, tax issues, or past bankruptcies. You deserve access to funding that sees your future, not your past.

Apply for Funding

Who We Serve

We work with business owners across industries, including:

BUSINESS OWNERS

AGENCIES

CREATORS

INFLUENCERS

COACHES

TRAINERS

YOUTUBERS

Personal services

Whether you're just starting out or scaling up, we design funding options that align with your operations, revenue, and goals. We understand the nuance of each industry and the real needs of growing businesses.

Our clients range from solo entrepreneurs to growing teams, family-run operations, and everything in between. What they share is a commitment to doing the work—and we’re here to support them.

We especially serve businesses that may be underserved by traditional banks:

New businesses

Credit-challenged owners

Non-traditional revenue models

Undocumented cash flow patterns

We bring funding to the businesses that are too often told “no”—and turn it into a “yes, let’s go.”

How We Help You Grow

Our funding solutions include:

Tailored Merchant Cash Advance Solutions for Your Business

Merchant Cash Advances: Quick and Flexible Funding for Small Businesses

At Mom & Pop Business Funding, we specialize in providing tailored financial solutions to small and independent businesses. Whether you’re looking to expand, manage cash flow, or invest in new opportunities, we’ve got you covered. Get started today and see how we can help you reach your goals.

Fast Access to Funds

Receive the capital you need in as little as 2-3 Days

Flexible Repayment Terms

Our repayment structure is designed to match your cash flow, with payments adjusted according to your daily, weekly, or monthly sales.

No Fixed Monthly Payments

Unlike traditional loans, our MCA offers repayment flexibility, making it easier to manage your business’s financial health.

Whether you’re looking to expand your operations, purchase inventory, or navigate seasonal demand, our Merchant Cash Advance service provides the quick, reliable funding you need to keep your business moving forward.

Why Choose Mom & Pop Business Funding?

Experience Growth and Success with Our Flexible Funding Solutions

At Mom & Pop Business Funding, our goal is to help your business thrive. With our funding solutions, you’ll experience:

Flexible Repayment Terms

Our repayment plans are designed to fit your cash flow.

Quick Access to Capital

Get the funds you need in as little as 2-3 days.

Personalized Service

We take the time to understand your business and provide tailored solutions.

Transparent Process

No hidden fees or surprises—just honest, straightforward funding.

How long do you want to struggle with financial uncertainty?

Let us help you get the funding you need to move your business forward.

We’re here to make accessing capital for your company as easy as possible.

Business First Funding is not a lender. We facilitate funding through third-party providers. Terms, rates, and amounts vary by applicant and provider. Funding subject to approval.