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Manufacturing is the backbone of the economy—but consistent production requires consistent capital. Machinery upgrades, raw materials, labor, and logistics all require upfront investment, yet manufacturers often wait 30, 60, or even 90 days for invoices to clear.
That’s where Business First Funding comes in.
We provide fast, flexible manufacturing funding solutions that help you stay ahead of demand, avoid downtime, and scale operations without the delays and constraints of traditional lenders.
Whether you're running a precision fabrication plant or producing consumer goods at scale, we deliver funding built for your workflow—not the bank's.
The financial needs of a manufacturing company don’t align with traditional underwriting. You're often operating on long production cycles, managing bulk inventory, and covering payroll ahead of receivables.
Delayed customer payments causing cash flow gaps
Large upfront costs for raw materials or inventory
Equipment breakdowns needing urgent repair or replacement
Expanding into new product lines or production facilities
We tailor solutions to match the pace and pressure of manufacturing. Here are a few of the most effective funding options:
Ideal for covering operational expenses while waiting on customer payments or seasonal surges.
Approval in 24–48 hours
Based on business performance—not just credit
Use for materials, staffing, or logistics
Use Case: A packaging manufacturer lands a large retail contract but needs $75,000 to purchase bulk materials. A working capital advance bridges the gap.
Get the machinery you need to boost output, reduce labor costs, or expand capabilities—without draining reserves.
Finance or lease new/used equipment
Fixed, predictable terms
Tax benefits through Section 179 (consult your CPA)
Use Case: A metal fabrication shop upgrades to a CNC machine to increase production speed and precision.
Turn unpaid invoices into immediate working capital.
Sell your receivables and get paid within 24 hours
Great for B2B manufacturers
No debt added to your balance sheet
Use Case: A manufacturer waits 60 days for payment from big-box retailers. Invoice factoring frees up funds instantly.
Access flexible, revolving capital to draw on as needed.
Only pay interest on what you use
Ideal for recurring or unpredictable needs
Use Case: A chemical manufacturer draws $40K from their credit line to cover an urgent material shipment, then repays it when the order closes.
Lump sum financing with fixed repayment terms.
Use for large one-time purchases or expansion
Fast approval and funding
Use Case: A furniture manufacturer expands into a second production facility and uses a short-term loan to cover lease build-out and staffing.
Speed: Approvals and funding within 1–3 business days
Flexibility: Payment terms aligned to your cash flow
Access: Credit-friendly underwriting focused on revenue
No Hidden Fees: Transparent, upfront cost structure
Dedicated Support: Funding specialists who understand manufacturing
We don’t just approve based on bank statements. We look at your production cycles, PO volume, vendor terms, and strategic goals.
Fill out our short application and submit basic documentation.
We evaluate based on business performance—not just your credit.
Choose the best funding option for your needs and put it to work immediately.
We stick with you as you grow. Need a second round? Scaling up? We’ll help you navigate each phase.
Our funding is designed for U.S.-based manufacturing businesses of all sizes, including:
Whether you're in a legacy industry or launching something cutting edge, our team can help you fund smarter and grow faster.
Imagine your manufacturing business operating at full capacity with upgraded equipment, expanded facilities, and a healthy cash flow. Business First Funding makes this possible with our tailored funding options.
Yes. We work with manufacturing businesses facing challenges that banks often reject.
No. We streamline the process with just a one-page app and recent bank statements.
Typically $10,000/month, but exceptions exist based on growth and industry.
No. Use capital where your business needs it most—inventory, labor, R&D, or expansion.
We provide non-dilutive funding. You keep full ownership.
You’ve invested in production, people, and quality. Now let’s make sure you’ve got the capital to match.
Don’t let slow funding hold you back from your next breakthrough.
Apply now for manufacturing funding that moves as fast as your operation.
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