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Reliable Manufacturing Funding That Powers Production

Fast, reliable capital designed for manufacturers with real-world demands.

Manufacturing is the backbone of the economy—but consistent production requires consistent capital. Machinery upgrades, raw materials, labor, and logistics all require upfront investment, yet manufacturers often wait 30, 60, or even 90 days for invoices to clear.

That’s where Business First Funding comes in.

We provide fast, flexible manufacturing funding solutions that help you stay ahead of demand, avoid downtime, and scale operations without the delays and constraints of traditional lenders.

Whether you're running a precision fabrication plant or producing consumer goods at scale, we deliver funding built for your workflow—not the bank's.

Why Manufacturers Need Alternative Funding

The financial needs of a manufacturing company don’t align with traditional underwriting. You're often operating on long production cycles, managing bulk inventory, and covering payroll ahead of receivables.

Common funding challenges in manufacturing:

  • Delayed customer payments causing cash flow gaps

  • Large upfront costs for raw materials or inventory

  • Equipment breakdowns needing urgent repair or replacement

  • Expanding into new product lines or production facilities

Traditional loans often take too long, require extensive documentation, or reject businesses due to seasonal revenue dips or past credit challenges. Our approach is different.

Manufacturing Funding Options We Offer

We tailor solutions to match the pace and pressure of manufacturing. Here are a few of the most effective funding options:

Working Capital Advance

Ideal for covering operational expenses while waiting on customer payments or seasonal surges.

  • Approval in 24–48 hours

  • Based on business performance—not just credit

  • Use for materials, staffing, or logistics

Use Case: A packaging manufacturer lands a large retail contract but needs $75,000 to purchase bulk materials. A working capital advance bridges the gap.

Equipment Financing

Get the machinery you need to boost output, reduce labor costs, or expand capabilities—without draining reserves.

  • Finance or lease new/used equipment

  • Fixed, predictable terms

  • Tax benefits through Section 179 (consult your CPA)

Use Case: A metal fabrication shop upgrades to a CNC machine to increase production speed and precision.

Invoice Factoring

Turn unpaid invoices into immediate working capital.

  • Sell your receivables and get paid within 24 hours

  • Great for B2B manufacturers

  • No debt added to your balance sheet

Use Case: A manufacturer waits 60 days for payment from big-box retailers. Invoice factoring frees up funds instantly.

Line of Credit

Access flexible, revolving capital to draw on as needed.

  • Only pay interest on what you use

  • Ideal for recurring or unpredictable needs

Use Case: A chemical manufacturer draws $40K from their credit line to cover an urgent material shipment, then repays it when the order closes.

Short-Term Business Loans

Lump sum financing with fixed repayment terms.

  • Use for large one-time purchases or expansion

  • Fast approval and funding

Use Case: A furniture manufacturer expands into a second production facility and uses a short-term loan to cover lease build-out and staffing.

Benefits of Our Manufacturing Funding Solutions

  • Speed: Approvals and funding within 1–3 business days

  • Flexibility: Payment terms aligned to your cash flow

  • Access: Credit-friendly underwriting focused on revenue

  • No Hidden Fees: Transparent, upfront cost structure

  • Dedicated Support: Funding specialists who understand manufacturing

We don’t just approve based on bank statements. We look at your production cycles, PO volume, vendor terms, and strategic goals.

How the Process Works

1

Apply in Minutes

Fill out our short application and submit basic documentation.

2

Get a Same-Day Review

We evaluate based on business performance—not just your credit.

3

Receive Capital in 24–72 Hours

Choose the best funding option for your needs and put it to work immediately.

4

Ongoing Support

We stick with you as you grow. Need a second round? Scaling up? We’ll help you navigate each phase.

Who We Support

Our funding is designed for U.S.-based manufacturing businesses of all sizes, including:

Food and beverage processors

Metal and plastic fabricators

Apparel and textile producers

Chemical and pharmaceutical manufacturers

Furniture and consumer goods makers

Packaging and printing companies

Whether you're in a legacy industry or launching something cutting edge, our team can help you fund smarter and grow faster.

Unlock Growth Potential with Our Manufacturing Funding Solutions

Imagine your manufacturing business operating at full capacity with upgraded equipment, expanded facilities, and a healthy cash flow. Business First Funding makes this possible with our tailored funding options.

Your Funding Questions Answered

Can I qualify with tax liens or credit issues?

Yes. We work with manufacturing businesses facing challenges that banks often reject.

Do I need to submit years of financials?

No. We streamline the process with just a one-page app and recent bank statements.

Is there a minimum revenue requirement?

Typically $10,000/month, but exceptions exist based on growth and industry.

Are funds restricted to equipment or operations?

No. Use capital where your business needs it most—inventory, labor, R&D, or expansion.

Is this debt or equity?

We provide non-dilutive funding. You keep full ownership.

Let’s Fuel Your Factory Floor

You’ve invested in production, people, and quality. Now let’s make sure you’ve got the capital to match.

Don’t let slow funding hold you back from your next breakthrough.

Apply now for manufacturing funding that moves as fast as your operation.

We’re here to make accessing capital for your company as easy as possible.

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